Overview
Pre-finished planks come from the factory with finish already cured. Installation is faster, the smell of sanding and finish is skipped entirely, and you walk on the floors the same day they're laid.
Pre-Finished Flooring Installation by Kovich & Savard starts at $5/sq ft* for labor, with material quoted separately and the final number set after a free in-home estimate. We service every Massachusetts town listed below, Greater Boston, the South Shore, MetroWest, and Cape Cod, with three generations of family experience. Every job is owner-led.
Where these numbers come from: every price, timeline and job detail on this pre-finished flooring page is set by the owners, Tim Savard and Steve Kovich, and reflects how they price and schedule this work in 2026, except figures credited to another source where they appear.
Pre-finished flooring installation means factory-finished planks laid over a leveled subfloor (the plywood or boards the finished floor is fastened to), so there is no on-site sanding or finish smell and you can walk on the floor the same day the last board goes down. It runs in steps: (1) spec the product: species, plank width, finish, edge type and brand, with physical samples; (2) 3-5 days of acclimation in the home before install, even for pre-finished plank; (3) level the subfloor to within 3/16" over 10 feet, with pourable leveling compound where required; (4) a moisture barrier and sound-dampening pad per the product's instructions, then a nail-down or floating install; (5) transition strips and stair edges milled to match, never a trim-strip shortcut. The real choice is between pre-finished plank at $5/sq ft labor, the fastest route with a factory finish harder than anything applied on site, and site-finished solid hardwood at $10/sq ft labor, which takes longer but can be re-coated as a single sheet and refinished 4-5 times over its life. This is not the right service if you want the easiest floor to refinish decades from now (site-finished solid re-coats as one sheet; pre-finished needs more careful work), or if your subfloor is out of flat and you won't budget for leveling (pre-finished shows every dip as click-clack underfoot), or if you plan a custom stain color matched on site (the factory finish fixes the color before it arrives). Book the free in-home estimate; we bring samples, measure subfloor flatness, and tell you whether pre-finished or site-finished fits the room.
Pre-finished is the right call when timeline matters most: a renter moving in, a kitchen reno on a hard schedule, or a second home where you can't be there for sanding days. We work with most major brands and can supply everything from budget engineered plank to wide white oak boards sawn for straight grain.
Pre-finished installs are quick, but they're also less forgiving. Tiny variations in subfloor height show up as click-clack underfoot, and a sloppy installer leaves gaps at the slightly rounded board edges that you can feel in bare feet. We level subfloors to within 3/16" over 10 feet, lay a cushioning pad under the floor when required, and pull every transition to a fitted transition strip rather than a trim-strip shortcut.
About this service
Pre-Finished Flooring, the honest one-paragraph version.
Pre-finished planks come from the factory with finish already cured. Installation is faster, the smell of sanding and finish is skipped entirely, and you walk on the floors the same day they're laid. We do this work across Massachusetts for homeowners, builders, property managers, and small-business owners. Labor starts at $5/sq ft*. Starting labor rate set by the owners for 2026. Material is quoted separately and varies by species, width, and finish type. Every job starts with a free in-home estimate, a written itemized proposal inside 48 hours of that visit, and a fixed completion date. Owner-led, fully insured, three generations of family craftsmanship since 1928.
Pre-Finished Flooring is one of eight service lines we offer. Most homeowners who book pre-finished flooring also end up using one or two related services from the same crew on the same project, common combinations include refinishing plus custom staining, install plus board-repair on adjacent rooms, and engineered hardwood plus luxury vinyl plank for a basement transition. We coordinate all of them under one proposal so you do not have to manage multiple contractors against each other on schedule.
Three generations of doing this work across Eastern Massachusetts has taught us that the same standards produce floors that hold up for forty years regardless of which service is on the proposal. Subfloor preparation before wood, proper acclimation before installation, three-coat premium finish where the system calls for it, transitions cut to fit every doorway, daily cleanup, and an owner on every site every day. Tim and Steve are the people you talk to, and the people on your floor.
Why choose this
What you get when we do this work.
What sets our pre-finished flooring work apart comes down to walkable same day, factory-grade finish and less mess, less time. Each point below is something you can check on your written pre-finished flooring proposal or see on the finished floor, not a slogan.
Walkable same day
No cure window. The floor is done when the last board goes down.
Factory-grade finish
Factory top coats are hardened under UV light at the mill and are tougher than anything we can apply on site.
Less mess, less time
A shorter job than site-finished, with no sanding dust at all.
How it goes
The 5-step process for this work.
Every pre-finished flooring job we take runs in the same 5 steps, from choose the product to trim & transitions. The owner who writes your pre-finished flooring proposal stays on the job through each step, and the proposal lists every step with its date.
- 01
Choose the product
Species, plank width, finish, edge type, brand. We bring physical samples.
- 02
Let it settle
Even pre-finished plank sits in the home for 3-5 days to adjust to its humidity before install.
- 03
Level subfloor
Pourable leveling compound wherever the floor is not flat enough.
- 04
Pad & install
A moisture barrier and sound-dampening pad per the product's instructions, then the boards are nailed down or locked together and floated over the subfloor.
- 05
Trim & transitions
Transition strips and stair edges milled to match.
Recent pre-finished flooring projects
Real photos. Real Massachusetts homes.
These are photos from our own pre-finished flooring jobs in Massachusetts homes, not stock images. More of our work, including other pre-finished flooring jobs, is on our work page, and at the estimate we can point you to finished pre-finished flooring floors near you.
Considerations for Massachusetts homes
What we look at before quoting pre-finished flooring.
Subfloor and structure: Massachusetts housing stock spans pre-1900 board subfloors laid on beams, mid-century plywood over 2x10 beams, and modern engineered I-joists (factory-made floor beams shaped like a capital I), and we adjust technique for each. Pre-1960 homes routinely have original pine plank subfloor with hardwood nailed directly to it; post-war ranches and capes show 1/2" plywood; newer builds use 3/4" tongue-and-groove OSB (oriented strand board, panels of pressed wood strands) or plywood. Each calls for different fastener length, different acclimation tolerance, and a different read on whether the subfloor needs screwing-down before any new flooring goes over it. We test moisture content with a handheld moisture meter at every job because cupping and buckling (boards curling at the edges or lifting off the subfloor) are almost always a subfloor-moisture story, not a wood-selection story.
Material specification: species (red oak versus white oak versus walnut versus hickory), board width (2 1/4" strip versus 5" plank versus 7"+ wide-plank), grade (select clear versus character versus rustic), and finish chemistry (clear, low-odor water-based polyurethane versus warmer amber oil-based versus matte hardwax oil that soaks into the wood) each move both the price and the lived experience of the floor for the next 30 years. We bring physical samples to the estimate so you see and feel the difference rather than choosing from a catalog page. Pricing scales with those choices: the same room costs several times more in wide-plank European white oak than in narrow select red oak boards.
Adjacencies and transitions: almost every pre-finished flooring project touches a kitchen tile threshold, an exterior door, a stair nose, and at least one HVAC register. We cut every transition to fit rather than hiding the edge under a trim strip, mill the rounded stair edges from matching wood, and blend refinish work into adjacent rooms so the new work doesn't read as a stripe of fresh wood against tired surroundings. That detail work is included in the labor rate, not added as a separate line item.
Dust, schedule, and living in the house: we run HEPA-filtered dust-containment sanders that pull dust into a sealed vacuum at the sander before it reaches the air, and we seal off adjacent rooms with zip walls. Most families stay in the house through a refinish. For an install, plan on the floors being walkable in stocking feet at day 4 and fully ready for furniture at day 7. We coordinate around your life and can work in phases when whole-house occupancy matters.
FAQ
Common questions about pre-finished flooring.
These are the pre-finished flooring questions we hear most at in-home estimates, answered in plain words by the owners who do the work. Got a question that's not here? Call (508) 962-1962 or email us. Tim and Steve answer themselves.
Is pre-finished as durable as site-finished?
The factory finish is harder, but it's only as thick as the bevel allows. Site-finished floors can be re-coated as a single sheet; pre-finished requires more careful refinishing later.
What plank widths can you install?
We've installed everything from 2 1/4" strip to 9" wide-plank European white oak. Wider plank requires flatter subfloors, we'll measure and tell you what's possible.
How long does pre-finished flooring take from start to finish?
For a typical 800 to 1,200 sq ft project, an install takes the floors walkable in stocking feet at day 4 and fully ready for furniture at day 7. A refinish runs 4 to 5 days end-to-end. We coordinate around your life and can work in phases when whole-house occupancy matters.
Will Tim or Steve be on-site for my pre-finished flooring job?
Yes. An owner is on every site, every day. Not a project manager, not a salesperson, not a subbed-out crew. The person who measured your floor is the person who runs the work and is the person you call if you have a question two years later.
What insurance do you carry for pre-finished flooring work?
$2,000,000 in liability insurance (it pays for damage to your home) and full workers' compensation (it covers our crew if someone is hurt). Certificates of insurance furnished on request, including additional-insured endorsements for condo associations or property managers that require them.
Do you offer a warranty on pre-finished flooring?
Yes. Written workmanship warranty on every job, plus the finish manufacturer's product warranty on the coating system. If something we did fails, we come back. We answer the phone for years afterward.
How quickly can you start a project?
Most projects start two to four weeks after sign-off. The on-site estimate happens within a few business days of your call, the written proposal lands inside 48 hours of that visit, and the wood acclimates on-site for 5 to 7 days before any nail goes in.
What's included
What you actually get with pre-finished flooring.
Included in the labor rate: in-home assessment of the subfloor and existing material, written itemized proposal within 48 hours, moisture-content testing at delivery and at install, on-site acclimation of raw boards (5 to 7 days for solid, 3 to 5 for pre-finished), three-pass sanding with HEPA dust containment (where applicable), three coats of premium polyurethane with a light sanding between coats (where applicable), transitions cut to fit at doorways and room changes, owner-led job supervision, furniture moving and protection within the work zone, daily site cleanup, and a final walk-through with written care kit. The labor rate is not stripped down to a teaser number that grows once we are on-site.
Quoted separately on top of labor: the wood or product itself (priced by species, board width, grade, and quantity); any subfloor repair we find during prep (rotted plywood, reinforcing floor beams, leveling beyond minor patching); stair treads and their front edges, and risers; custom stain blends beyond a single tone; specialty moldings and transitions we need to fabricate rather than buy stock; and after-hours scheduling for commercial work. Each line item appears on the proposal so you see the math before signing.
Not included, and we will tell you up front: any work outside the scope on the proposal. If we find something during prep that changes the scope, we stop, photograph it, email you a change-order with a real number, and wait for your sign-off before proceeding. We do not silently expand scope and present a larger invoice at the end.
Warranty: written workmanship warranty on every project, plus the finish manufacturer's product warranty on the coating system. If something we did fails (a cup, a lifted board, a finish failure that we caused), we come back. We have been doing this work since 1928 and we plan to be answering the phone for the same floor in twenty years.
Where we provide this service
Pre-Finished Flooring across Eastern Massachusetts.
Honest expectations
What we will and will not promise on pre-finished flooring.
What we will promise: owner-led work from start to finish, a fixed completion date in writing, full HEPA dust containment where the service calls for it, three coats of premium polyurethane where the finish type calls for it, transitions cut to fit every doorway and room change, daily cleanup, written workmanship warranty, and a phone number staffed by an owner for the years after the job. Free in-home estimate, written itemized proposal within 48 hours.
What we will not promise: a price quoted sight-unseen, a refinish on a floor whose wear layer (the wood above the tongue that each sanding removes) is gone, a finish type that we know will yellow over the stain you chose, an install schedule that cannot accommodate proper wood acclimation, or work outside the scope on the proposal. We will tell you honestly at the in-home visit if what you are asking for is not a good fit for your floor for your situation and what we recommend instead, even when the recommendation is a smaller project than the one you called about.
Other services
You might also need…
These related services are often done alongside pre-finished flooring, each with its own page, starting price and process. All of them can go on the same written proposal as your pre-finished flooring work, so one visit and one estimate cover the whole floor.
